Estimated Family Contribution (EFC)
Once you have completed the online FAFSA you will receive a confirmation of submission page. This confirmation will indicate your Estimated Family Contribution (EFC), the amount you and your family are expected to contribute toward your education.
Your EFC is used by the Virtual Financial Aid Office to determine the types and amount of aid that you qualify to receive, not to determine how much you will pay for a year of education at Calvary.
VFAO Financial Aid Estimator
With your EFC you are ready to begin the VFAO financial aid estimator. The link below will open a new widow where you can complete this step.
OPEID#
You will be asked to enter an OPEID#, which is:
Next you will be asked to provide basic information about yourself, your EFC, and your attendance plans at Calvary. The estimator will immediately provide an estimate of the aid for which you qualify – the estimate provided is not guaranteed to you until your financial aid file is complete.

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